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Providing Private Market Flood Insurance Solutions to Homeowners & Business Owners

 Do what hundreds of satisfied customers have already done.

Save time and money with our proprietary program that does all of the work for you.

No long applications.  No waiting periods. No elevation certificates required.

Our customers save an average of 42%!

Welcome to PB Flood Insurance Services

         NEWS!  2023 NFIP 2.0 Rates are higher for most California flood policies.  

Latest Flood Insurance News and Information

2020 First Street Foundation California Flood Analysis

California NFIP 2.0 Rates Increasing

Wharton Analysis of U.S. Flood Insurance Market

"It is inevitable that the private market will assume the dominant position of flood (insurance) in the United States," claims Craig Poulton, CEO of Salt Lake City based Poulton Associations which administers one of the largest U.S. private flood insurance programs, the Natural Catastrophe Insurance Program, at CATcoverage.com. 

Insurance Company Information

National Assocation of Insurance Commissioners Study of Flood Risk and Insurance

The federal government holds a monopoly on primary flood insurance for homeowners and businesses, and the program is debt-ridden and dysfunctional. A large proportion of the flood-risk maps are obsolete, and thus the premiums charged under the National Flood Insurance Program do not reflect actual risk. A private market in flood insurance is the ultimate solution.

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